Application deadline expired on 30 June 2026

KfW Efficiency House 55 funding: secure it by 30 June 2026

The temporary EH 55 level of the “Climate-friendly new build” programme expired on 30 June 2026. Check the KfW funding currently available for your new build – we will help free of charge.

As of June 2026 · Source: KfW – Climate-friendly new build · Information provided without guarantee

Key facts at a glance

up to €100,000 per residential unit

Subsidised KfW loan (programme 296) – substantially below the open-market rate.

Deadline: 30 June 2026

The date KfW receives the application is decisive – after that, the EH 55 level is history.

€800 million funding pot

One-off budget – ends early when fully allocated.

First come, first served

Early applicants have a clear advantage.

Requirements

  • Project already approved but not yet started.
  • No supply, service or purchase contracts may be signed before applying.
  • Efficiency House 55 standard – verified by an energy-efficiency expert.
  • Application submitted to KfW through the financing bank before the project starts.

Important: Do not sign any supply, service or purchase contract before submitting the KfW application, or the project will no longer be eligible.

Funding in 3 steps

  1. 1

    Find an eligible provider

    Compare prefabricated-house providers that build to EH 55 (or better) as standard, free of charge.

  2. 2

    Clarify quote & financing

    Request a no-obligation quote and prepare the KfW financing with your bank.

  3. 3

    Apply on time

    Submit the application to KfW before construction, before 30 June 2026 and before signing any contract.

Secure EH 55 funding before the pot is empty

Answer 4 short questions and we will match your project with 35 vetted providers and send up to 3 eligible quotes free of charge. No obligation; response within 24 hours.

Frequently asked questions about KfW EH 55 funding in 2026

When does KfW funding for Efficiency House 55 end?
KfW funding for Efficiency House 55 (EH 55) under the “Climate-friendly new build” programme formally ends after 30 June 2026. The decisive date is when KfW receives the application. Funding is also subject to the availability of funds: the programme ends early as soon as the €800 million fund has been fully allocated.
How much is KfW EH 55 funding in 2026?
Funding takes the form of a subsidised loan of up to €100,000 per residential unit (KfW programme 296 “Climate-friendly new build”). The effective annual interest rate depends on the term and in 2026 is substantially below the open-market rate (from approximately 1% p.a., as of 2026). KfW publishes the binding daily terms directly.
What are the requirements for KfW EH 55 funding?
The project must already have planning permission but must not yet have started. No supply, service or purchase contracts may have been signed before the application. The application is submitted to KfW through the financing bank before the project begins. An energy-efficiency expert verifies compliance with EH 55.
Why should I act now?
Because funds are strictly limited, they are allocated on a first-come, first-served basis. With only €800 million available and a fixed deadline of 30 June 2026, funding may end early at any time. Anyone planning to build should therefore clarify the provider and financing early enough to submit the application on time.
Do prefabricated houses meet the EH 55 standard?
Yes. Many prefabricated-house providers meet Efficiency House 55 as standard, and numerous providers even meet the higher EH 40 level. Our free comparison helps you find eligible providers and obtain the documents needed to prepare the KfW application before 30 June 2026.

As of June 2026, without guarantee. Funding requirements, terms and deadlines may change at short notice. Binding information and applications are available directly from KfW – Climate-friendly new build. fertig-haus.net is an independent comparison portal and does not provide funding or financial advice.

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